Santam Insurance

Santam Insurance

Santam is one of the leading general insurers in South Africa and they have over 22% market share. They offer various ranges of general insurance to Southern Africa and Abroad through their network of 2700 intermediaries and direct channels.

Also, they have served over 1 million policyholders.

Their services include; 

Personal Insurance

  • Building Insurance

Santam helps protect your physical property against unforeseen circumstances. Their building insurance also covers the structure of your home and the fixtures and fittings that belong to you.

Moreover, they have been in the insurance business for a long time, (102 years experience) which makes them one of the best insurance brokers in South Africa. So, with their years of expertise, they will make sure the replacement you get when you make a claim is worth the value.

  • Car Insurance

This cover takes care of accidental loss or damage to your vehicle through fire, lightning, explosion, theft, hijacking, and third-party property damage.

  • Drone Insurance 

Santam is one of the few insurance brokers in South Africa that offers drone insurance. 

As the use of drones is becoming more needful, so are their risks, that’s why having drone insurance is valuable if you’re playing with these toys.

Drones can cost between R1,000 to more than R100,000 and peradventure if these drones get missing, or injure someone that could be a huge loss.

Santam also has other personal insurance like; 

  • Executive insurance
  • Home content
  • SOS
  • Watercraft
  • Laptop insurance
  • Cellphone
  • Runner
  • Cycling gear
  • Road trip
  • 4×4

Commercial insurance

  • Business Insurance Solutions 

Santam standard business solution provides cover for;

  • Fire
  • Buildings (combined)
  • Business interruption
  • Theft
  • Office contents
  • Money
  • Glass
  • Goods in transit
  • Business all risks
  • Accidental damage
  • Fidelity insurance (theft by employees)
  • Public liability
  • Employer’s liability
  • Umbrella liability
  • Group personal accident cover (individuals and employees)
  • Vehicles
  • Electronic equipment
  • Machinery breakdown
  • Business interruption following machinery breakdown
  • Deterioration of stock

Santam also has other commercial insurance solutions like; 

  • Guesthouse tourism
  • Leisure and entertainment
  • Fire damage
  • Theft and water damage.


  • Aviation Insurance

Should something go wrong, with Santam aviation insurance you know that your aircraft is financially covered.

Their extensive knowledge in aviation insurance enables them to offer you excellent coverage for nearly any type of aircraft.

Besides their specialist aviation insurance, there are also other specialist insurance they offer, which includes; 

  • Guarantees
  • Cell captive
  • Corporate property
  • Crop
  • Engineering
  • Heavy haulage
  • Hospitality industry
  • Liability
  • Marine
  • Private client
  • Seamless product


  • Asset Insurance

Santam asset insurance covers lots of agricultural areas. 

With their asset insurance, your farm’s fixed and movable properties are protected, your cars and trucks are also protected. 

When there is death or bodily injury to people you didn’t employ and/or there is damage on someone else’s property this cover will similarly protect you.

Santam also have other agricultural insurance, there are;

  • Crop
  • Fire and explosion insurance
  • Game

Provider Information
Provider Name
Santam Insurance
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